Insurance exists to price risk, NOT to ‘Pool’ risk.
If you want to smoke, you pay higher for life insurance.
If you don’t care to smoke, you pay lower for life insurance.
Duh.
The price of Freedom is Personal responsibility.
Central planner aholes like Obama don’t get it
“Central planner aholes like Obama don’t get it”
Oh, he gets it all right — this is about CONTROL, not about genuinely caring about people’s health...