I’m guessing other drivers around you may have a lower opinion of your ability to talk and drive than do you.
Hang up and drive.
Nah, I have the highest rating on my insurance for safe driving, so I get the max discount, and I’ve never had any problems, I just watch what I’m doing and talk. It’s no different than talking to a passenger. People that drive with me also feel safe. Of course it’s a six inch lift three quarter ton for work, so I’d win anyways, but no scratches nothing else, because my brain has enough capacity to handle the load (little electrical reference for you).
Texting and driving is something I don’t do, and hate seeing, that’s dangerous. Talking is just overreaching government at work.