Wait ‘til they find out what they have purchased. Then .....
First they find out their doctor's not in the network. Then when finally finding a doctor that will treat them he's 40 miles away. Then at the doctor's office they discover they must spend $6,000 on visits and meds before their policy kicks in. So even if they're getting a 100 percent subsidy they're screwed. Next stop—the local emergency room.