Exactly. And for a reason. The disparity between the fine and the insurance premium is intended to force employers to choose the fine. That many more employees will end up without insurance, allowing the feds to offer up the "public option" as a solution.
Much government policy is designed to create a problem, so that the government can solve it -- and gain power in the process.
Exactly, and it isn’t even close. Right now we provide full family coverage to our employees at no cost to them. this is a no-deductible, $10 co-pay, 100% coverage for almost everything (IE what the Dems call a Cadillac plan). To do this we spend $1900 a MONTH per employee. We fully expect this to double due to ObamaScare. The fine works out to around $300-400 a YEAR per employee. So $3800 a MONTH or $400 a YEAR — not a tough decision.