In the states that “require” insurance of “everyone” who drive a car...it ends up only being those who obey the laws.
The illegals, who commit murder with their illegally driven cars, and other low lifes, don’t purchase insurance. However, the person who followed the law, his/her own insurance company ends up paying for everything....and, whallah, the illegals and lawbreakers get off again....while the others continue paying higher premiums because of it.
Of course, and that is why we should crack down and get rid of illegals.