[antaresequity]

I know most of your are wise enough to not have ran up your credit card debt.

My credit card debt is zero (0.00).

If I don't have the money to pay for it, I don't buy it.

Only use credit cards for the air miles; Always...ALWAYS PAY THE BALANCE IN FULL!

[No Blue States]

Im glad for you. :)
When you pull money out of your billfold to pay for something it amazing how serious you take the purchase compared to using a credit card.