Nope... I know a number of people who do this, particularly if they're short, and the shoulder strap height isn't adjustable.
Imagine how a normal shoulder belt crosses your shoulder, then goes across your chest to your waist. For shorter people, rather than going across the shoulder, it goes across their throat. So instead, they "thread" the shoulder belt under the armpit, and then across the lowerchest and belly. Of couse, the restraint was designed to go across bone, and not soft body tissue, so in an accident, there could be significant damage and injuries.
Mark
Thank you! I am only 5' and the seat belt does cut across my throat. And, while I may not be Dolly Parton, I am certainly not Twiggy so the chest area can get uncomfortable, as well.
As an aside, I was in a multiple car accident when I was about 20 in California. I was not wearing a seat belt. I ended up on the floor. Even the policeman said it was a good thing. I would have been quite hurt. As it was, I scraped my knee and got yelled at for being late for work!
I do wear my belt all the time. Wisconsin has the Click It or Ticket too.I am not wearing it such that it cuts across my throat and chin, though.