[bluecollarman]

"The fees for getting your will updated, and your affairs in order. The 24-hour nursing care those last few weeks. The plane tickets so your loved ones can say goodbye. The funeral home costs. The burial plot. The casket. The granite tombstone, engraved with dates that are too close together."

Hey genius, if he never smokes another cigarette he won't die someday? How do these costs apply to smoking? He is going to have all of the above his last days if he is lucky.