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To: restornu

“1 — Get An Education”

My parents were of the opinion that if you just got a university degree, any degree, that you would have a good career. Sadly I bought into their views. If you do not get the right education, you are pretty much wasting your time and money because after a while you will be unhappy with your carrer (even if well paid) and want to switch. Somthing that is both expensive and painful.

What makes it the ‘right’ education? You have to know your talents AND you have to know what kind of acomplishments you see as valuable. When you can identify a career where you can use you talents (not skills) to accomplish something meaningful to you, then that career will define the education that would serve you best. You will not become successful in a career you are not passionate about.

“10 — Use Your Deductible
Take the highest deductible possible when having taxes deducted from your paycheck if you normally receive a refund.”

That might feel good to get a big tax refund, but all that money of yours the government is holding gets no interest. It would be better to minimize tax withholdings and get those savings earning interest via investments, or saving you interest via debt payments.

“25 — Plant a Garden”
Gardening is a good skill to have, but in some cases it is not cost effective. Plan ahead and consider cost of tools, time, supplies etc.

“49 — Shop at the Farmers’ Market”

Not around here. Farmer’s Markets are where to go to by expensive, organically grown veggies. If saving money is your objective, stay away.


5 posted on 10/04/2007 8:28:27 AM PDT by Grig
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To: Grig
“25 — Plant a Garden” Gardening is a good skill to have, but in some cases it is not cost effective. Plan ahead and consider cost of tools, time, supplies etc

I would never plant corn for this very reason. However, our garden carries blackberries, strawberries, raspberries, boysenberries, and a large herb garden- among all of the regular table and cooking vegetables you would expect. All of these items are very expensive at the store. Raspberries alone go for $6 for a 4oz package ($24/lb) fresh. Herbs are also far more expensive than they should be. The strawberries and thornless blackberries taste better from our garden, because they can be picked ripe. We have a food storage full of deliscious jams and syrups and a freezer full of whole and sliced fruit. Then, there are the grapes and fruit trees. We live on a regular residential lot and get a great harvest.

8 posted on 10/04/2007 4:19:22 PM PDT by DanielLongo (Don't Tread On Me)
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