I suppose broad-brush smears of "pedophile priests" and pathetic old saws like "funny hats" are the pinnacle of Calvinist "thought."
You have to admit, those are funny hats.
No, no, it wasn't meant to be a smear. You got it all wrong. Look, you said;
"Maybe the crack whore in your example was convinced that she's not on Calvin's list, so why bother trying to be good? Or maybe she was convinced that she IS on Calvin's list, so why bother to be good? Maybe your crack whore decided she's saved by faith alone, and so can so is free to engage in all the crackwhoring she wants."
"Most likely", your crack whore's behavior is the result of Calvin's shoddy doctrine
So all that I was trying to do was answer your maybes and most likely with the most logical and most reasonable answer under the circumstances i.e. a confession to a pedophile priest. That makes sense since under your scenario, she keeps on in her habitual sin.