You mean that beats out repentance, faith, and charity?
I can't wait to see all of those people rewarded on the last day for their understanding of God's sovereignty in their salvation. I for my part plan to be beating my breast and saying, "Lord Jesus Christ, have mercy on me, a sinner."
"The heart is deceitful above all things, and desperately wicked: who can know it?" -- Jeremiah 17:9 "But we are all as an unclean thing, and all our righteousnesses are as filthy rags; and we all do fade as a leaf; and our iniquities, like the wind, have taken us away." -- Isaiah 64:6 "As it is written: "There is no one righteous, not even one; there is no one who understands, no one who seeks God. All have turned away, they have together become worthless; there is no one who does good, not even one." -- Romans 3:10-12.
"But after that the kindness and love of God our Saviour toward man appeared,
Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost;
Which he shed on us abundantly through Jesus Christ our Saviour;
That being justified by his grace, we should be made heirs according to the hope of eternal life." -- Titus 3:4-7
You continue to claim for yourself the work of God within you, even though 2 Timothy 2 tells us repentance is something God gives to us -- "if God perhaps will grant them repentance, so that they may know the truth, and that they may come to their senses and escape the snare of the devil..."
And Romans 2:4 says that the "goodness of God leadeth thee to repentance..."
Yet men prefer to see themselves as the final arbiters of their own salvation. But it is all of God, and none of man. Jesus Christ, "the author and finisher of our faith" (Hebrews 12:2).
You miss so much by not acknowledging that your faith, your repentance, your charity and your salvation are all gifts from God, not born out of our love for Him, but born out of His love for us.
Unless one understands the sovereignty of God it is impossible to fully understand repentance, faith and charity. It is though God that we are capable of repenting; that we even have faith; and that we do good works.
To salvation faith and repentance are what matters, not charity (though charity will be produce through salvation and its affect on the heart). These two elements, faith and repentance, are the complete grace of God. There is nothing man can do to acquire either one without the grace and selection of God the father.
To sum up: you have free will, but that will would 100% of the time lead you to choose your own damnation over the blood of Jesus. However, God shows special grace to those he wills allowing them to accept the gift which he made on the cross and through his resurrection from the dead. He doesn't violate our will, but he changes and alters it through factors that are so much above our understanding, until it conforms to the outcome that he selected in eternity past.
"No one can come to me unless the Father who sent me draws him, and I will raise him up at the last day." John 6:44.
See that? Unless the father draws us, we do not have it within our sinful natures to come to Christ.
"And we know that in all things God works for the good of those who love him, who have been called according to his purpose. For those God foreknew he also predestined to be conformed to the likeness of his Son, that he might be the firstborn among many brothers. And those he predestined, he also called; those he called, he also justified; those he justified, he also glorified." Romans 8:28-30.
He predestined our calling. There was nothing we could do to ascertain the calling.
Jesus concluded the parable of the wedding banquet with: "For many are invited, but few are chosen." Matthew 22:14. The keyword there is chosen. He chose us that we could choose him.
Or take Romans 11. He cut, he grafted the branches. The branches could not be grafted in of their own volition, but rather were grafted in according to the higher will of God.