[HEY4QDEMS]

Interest isn't to bad, that's applied to the unpaid balance.
The Penalties are the real killer, they are applied against the original amount owed.

[Elliott Jackalope]

Don't forget the penalties on the interest owed, or the interest on the penalties. Then there's the interest on the penalties from interest, and the penalties on the interest from the penalties. Then there's the penalty interest penalty interest on the interest from the penalties, and the interest penalty interest penalties on the penalties from the interest.

Our government is nothing more than a mafia protection racket.