Hmm . . . I have a property in Texas that this would be a nice option - anybody have any knowledge of a bank doing this there?
You have nothing to lose, simply give a call, tell them you are aware that MANY banks are making loan adjustments for a fee. We had no other costs and it was done over the phone. They sent a confirming letter and we sent the check.
No lawyers, surveys, etc. Be persistent and see what happens.