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If you are scammed on ebay, and you have the sellers actual name and address, file a mail fraud complaint.

True enough, but I prefer to avoid complications. For me, it's faster and easier to take the hit rather than waste more of my precious time on earth trying to track down $20.

I try to make sure that a) the people I deal with are somewhat reputable, based on their feedback, and b) that the transaction doesn't involve anything of great value (the most I've ever bought was a $100, and sold was $300).

I sell high buck cars on ebay all the time. If your honest, and expect the same of your buyers, it seems to work out. I have yet to have a complaint from a buyer. But I take lots of pictures, and am over cautious in descriptions.

If theres a scratch or ding, I photograph it and describe it in detail. Buyers appreciate the disclosure.

I had one guy back out on a really expensive cycle, because there was a scratch on the front brake lever. He sent some really threatning email (gonna report you for fraud, post neg feedback if you do, etc.) I just let him go. I re-listed it, with a blowup picture of the scratch and actually got more out of it... character counts!