[grania]

The majority of the healthcare dollars spent today are by EMPLOYERS

Yes, but they're part of salary packages. And most don't have the option of taking the money and using it to provide for ones own health care.

[WilliamWallace1999]

Thank the unions for that one. Remember, if the employers just gave you the money; uncle Sam gets his cut first. We need tax advantaged medical savings accounts NOW. If people took back control, good doctors AND patients would win. THAT'S why the Dems and unions are fighting MSA's tooth and nail.