Actually, she questioned the underlying assumption that there was a "need" to do such on the part of others, and how that "need" supposedly obligated others to provide the solution.
And therefore there is none when a free market in risk-management is a perfectly appropriate service and venue. She simply didn't understand the mechanics of such, that is, unless you can make the citation. I certainly didn't see it in my readings of her work, which is one of the reasons I chose not to repeat her mistake in my book.