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'Zombie mortgages’ come back to haunt thousands of homeowners now facing foreclosure
New York Post ^ | 6/20/24 | Ariel Zilber

Posted on 06/20/2024 6:31:07 AM PDT by CFW

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A lot of people are going to suddenly find that a loan they thought modified or forgiven years ago, has actually been purchased by a limited liability company and now these companies are coming after their homes. Just when they can least afford it.

Yikes!

1 posted on 06/20/2024 6:31:07 AM PDT by CFW
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To: CFW

I think these deals are a deliberate transfer of wealth from the poor to the rich. You get people who can barely afford that house, who obviously don’t have the means to fend off these companies.


2 posted on 06/20/2024 6:33:44 AM PDT by Jonty30 (He hunted a mammoth for me, just because I said I was hungry. He is such a good friend. )
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To: CFW

This is just as wrong as people getting money erased off credit card debt.After they got the use of the goods or services they charged to the cards.
They borrowed the money so Pay it back.


3 posted on 06/20/2024 6:38:12 AM PDT by RWGinger (FJB)
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To: CFW

America’s printed, fiat monetary system and “progressive” government has duped low-info Americans into thinking money is “free.”

These people signed a debt obligation, with their home as collateral, and took the borrowed money. That someone still owns this obligation shouldn’t be a surprise to anyone with half a brain.


4 posted on 06/20/2024 6:43:01 AM PDT by PGR88
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To: CFW

This woman bought a 365,000 house for no money down, and thought she’d gotten away with something. Now, 19 years later, she discovers she is expected to make good after all. Well at least she should have sizable equity in the first mortgage, after 19 years of making payments.


5 posted on 06/20/2024 6:46:33 AM PDT by hinckley buzzard ( Resist the narrative. )
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"Zombie mortgages Home Buyers"

Fixed.

6 posted on 06/20/2024 6:47:06 AM PDT by Henchster (Free Republic - the BEST site on the web!)
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To: CFW

Read later.


7 posted on 06/20/2024 6:48:18 AM PDT by NetAddicted (MAGA2024)
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To: CFW

Make your darn mortgage payments.


8 posted on 06/20/2024 6:48:40 AM PDT by moovova ("The NEXT ELECTION is the most important election of our lifetimes!“ LOL...)
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To: CFW
But their was a “zombie” mortgage on her home that she was not aware of.

Do our schools no longer teach grammar? Does the Post no longer hire literate writers and editors?

9 posted on 06/20/2024 6:55:07 AM PDT by ladyjane
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To: CFW

Now we need zombie student loans.


10 posted on 06/20/2024 6:57:26 AM PDT by MeneMeneTekelUpharsin (Freedom is the freedom to discipline yourself so others don't have to do it for you.)
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To: CFW

When you pay off a mortgage you get a release form that you can record with the county. No form, no payoff. “Forgiveness” is BS and anyone should know that. Nobody gives away money.


11 posted on 06/20/2024 7:05:31 AM PDT by SaxxonWoods (Are you ready for Black Lives MAGA? It's coming.)
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To: CFW

People assuming that 20% of their home’s cost was “forgiven” shouldn’t be allowed to buy a home. Why isn’t there some document they can produce saying that the loan was forgiven? Something stinks here.


12 posted on 06/20/2024 7:06:05 AM PDT by econjack
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To: SaxxonWoods

This is why you want to pay for TITLE INSURANCE FOR YOURSELF.

When you close, your mortgagee makes you purchase title insurance FOR THEM. You also want to purchase Title Insurance for YOU.


13 posted on 06/20/2024 7:10:23 AM PDT by woodbutcher1963
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To: CFW

Don't know specifics but if notices weren't being given to the homeowners about late payments, that implies the loans were forgiven.

14 posted on 06/20/2024 7:12:57 AM PDT by DannyTN
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To: CFW

They could probably squat there for a few years - giving them time to save money for a new home.


15 posted on 06/20/2024 7:18:57 AM PDT by P.O.E. (Pray for America.)
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To: hinckley buzzard

“This woman bought a 365,000 house for no money down, and thought she’d gotten away with something.”

************

Precisely. That’s the real take away from the article.


16 posted on 06/20/2024 7:19:36 AM PDT by Starboard
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To: woodbutcher1963

Good advice.


17 posted on 06/20/2024 7:20:22 AM PDT by Starboard
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To: econjack

“People assuming that 20% of their home’s cost was “forgiven” shouldn’t be allowed to buy a home.”

*************

She could have gone to a real estate attorney to verify everything. It would have been money well spent.


18 posted on 06/20/2024 7:24:01 AM PDT by Starboard
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To: CFW

Who are “these people who took out second mortgages during the subprime lending housing bubble between 2004 and 2008 that they believed were written off”? My bank wouldnt of loaned me money under those circumstances. How do these low credit butt wipes get ahead of me in the line?

“It was the easiest thing I’ve ever applied for,” McDonough told NPR. “I just filled out paperwork and submitted it and I was approved.”
I told 3 friends here to apply and get the damn house on a mortgage. Where are they now? Bitching about life’s unfairness and still paying rent!

Shukin and a jivin! Gotta keep those moves movin!


19 posted on 06/20/2024 7:27:33 AM PDT by Delta 21 (If anyone is treasonous, it is those who call me such.)
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To: CFW

2008 all over again. Maybe Pedo Joe will “forgive” a big pile of mortgages, you know if fairness or something.


20 posted on 06/20/2024 7:34:16 AM PDT by The Louiswu (Pray for Peace in the world.)
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