I Have a debit card, credit card, a check book and cash.
Serious question. Why would I ever need any of these services?
Payment processors are used by vendors who don’t want to set up their own payment processing infrastructure. Lots of people want to receive payments but don’t want to set up and operate their own secure payment processor. These people use third-party payment processors.
Because the banks they are issued through are going to tell you what you cannot buy
Its very easy to make digital transfers with Paypal...and others, tho I am unfamiliar with those.
The problem will be signing up enough vendors to provide a link to Gabpay on their sites.
Because online services are very convenient thats it In a nutshell
I use Venmo and cash app and sometimes Zelle daily
It’s easier for person to person
Online purchases I see your point