I figured out the same thing at age 66 vs 70. I broke even at 81.
“I figured out the same thing at age 66 vs 70. I broke even at 81.”
I’ll be 63 soon. I will retire soon, either by choice or by force. I’m not wealthy, but reasonably secure. I could use my 401k to allow the ss to build, but why? Let it build and die at 75? Besides, living around older folks, I’ve learned that once you hit 80, generally speaking, you spend money on food and medical. A vast majority of 80 year olds aren’t overly energetic. Their needs are pretty modest.