Obamacare could have been avoided by 2 simple changes
No exclusion for pre-existing conditions and community pricing.
These 2 simple changes, are what should have been done, and had they been the entire fiasco of Obamacare and trillions burned for it would have been avoided.
Unfortunately politically, there is a segment of the population that are frankly idiotic, that believe the market solves all, just as others stupidly as others believe the government solves all.
Insurance, is simply the socialization of risk, it’s a fundamentally socialist construct, to argue that unbridled capitalism can thusly be applied to it and wind up with a successful outcome is beyond stupid.
If your goal is to ensure all persons have access to health insurance, which by proxy, is neccessary in the United States to receive quality care, then those 2 simple changes maximize coverage and minimize overall impact to the system, that’s the solution.
Those market Uber alles types and their flat out refusal to accept reality are ensuring that eventually the US is going to sooner or later wind up with single payer. What they also fail to grasp is those with those pre-existing conditions health costs are being picked up by the state already.
This “bill” by the GOP is beyond stupid, and they will rightfully get beat up on this. If you think the GOPe cares about what’s right with the American people you have missed the last 40 years. With the exceptions of Reagan and Trump who FORCED the party’s hand on certain issues, the party as a whole has not put what is right at the top of the list for most domestic policy.
They may not be as whackadoo as the democrats, don’t kid yourself into thinking they aren’t serving their own puppet masters at the end of the day that aren’t you and I.
What you just described is guanranteed issue and community rating. That is the very core of Obamacare. Volumes have been written on why that is a bad idea, and we have now seen it in practice with the failure of ObamaCare. It also doesn’t work without compelling people to buy insurance through something like the individual mandate.
You are basically proposing replacing ObamaCare with a less functional ObamaCare. No thanks.
Health insurance as a voluntary contract between private parties is a free enterprise transaction. Government healthcare, in all its varying degrees of mandates and rules, if not as a single payer, is a socialist enterprise.
Your statement that “if your goal is to ensure everyone has access to health insurance” is a socialist premise if you beleive your goal should be paid for by someone else. With no exclusions for preexisitng conditions and community rating what you are calling insurance is simply government controlled healthcare spending. You are proposing socialism.
An insurance contract between private parties is not socialism and the government should not dictate the terms of the contract. You are hijacking private healthcare insurance in the cause of a socialist health care spending for all scheme.
I want everyone to have access to health care but I reject your socialism. I do not beleive government should solve our problems for us. Do you beleive everyone should have access to quality food and housing as well? What about clothing and transportation? Enjoy the slippery slope to Serfdom.