Without health insurance, one major accident or major illness would wipe that $40K away and put you in the hole for hundreds of thousands of dollars.
Yeah, me too.
And here’s the thing: Statistically, the odds are very low that such a thing happens to me. And at 62 and a Christian, I’m not afraid to die. It’s gonna happen anyway.
And interestingly, the longer I go without insurance the more faithless it seems to have it.
No, it wouldn’t.
It is your choice.
Although at your age you are more likely to have a heart attack or stroke then hit by a meteor.