I think that people who have large deductibles and out-of-pocket expenses who have to do business with a hospital had better first get in touch with the billing/finance administrator and work out some haggling, myself. Cash up front can cut costs I believe.
I loved how the surgeon had me sign a financial responsibility form when I was laying face down with an open backed gown just before getting anesthesia for a colonoscopy.
Take my wife for a MRI,Please!
as I predicted.
I believe his plan is a lot more nefarious.
Healthcare is a major part of the American economy, this many people without insurance will cause a collapse of the industry, it will rob many of their savings plans as they have to pay out of pocket for care, Hospitals and doctors won’t get paid and will default on their businesses plans causing a total collapse of the healthcare system in the USA. .
“He said, ‘Call the doctor, I think I’m gonna crash’
“’The doctor say he’s comin’ but you gotta pay him cash’…”
Before government intervention and insurance company ripoffs, doctors used to accept cash and the payment was affordable.
I knew a doctor that had practiced since 1936. He hated the fact that by 1960 things had already gotten out of control. Regulation kept him from accepting chickens for payment, which he had done many time before. The IRS got involved and screwed up accounting. He went on and on about all the various government agencies that got between him and his patients.
certainly beats hearing "There is a 6 month waiting time for an MRI/CT Scan..."
Seems like everyone in US should just stop buying health insurance. Deal in cash
The patient is going to ask, “How much will that cost me”? The hospital will respond, “How much is your deductible”?
The low information patients will be very surprised when they first learn about deductibles, co-payments and co-insurance.
Brief hospitalization and 3 night stay. Bills I got totaled 66k. 4k left on a 6k deductible. Paid my bills to get to the 4k. Leaving, theoretically, 62k in billing? It looks from what we can tell the insurance company paid something like a total of $2700 out of the 62k. End of story.
So, in a situation like that--you are damned. You want to reach the deductible to know, mentally, you are done paying for it. At the same time, you are the only fool paying for much of anything.
consumers had better become accustomed to hearing: “How do you intend to pay for that?”...
Most of us have been hearing if for a lifetime the minute we walked into a hospital, especially if you didn’t have a welfare, get out of “jail” free card. Welcome to the real world, welfare cheats.