You left out number five:
5) Do it or ELSE!!!!
On April 4, 1943, at this pulpit, we stated that the Churchs security, or welfare, plan consists of three basic elements:The woman violated the precepts of the system. She accepted church aid, and then put herself in a position where she would have another child that she could not afford to care for. She made a totally irresponsible choice, and made it necessary for somebody to lower the boom on her irresponsibility.First, every individual should value his or her independence and labor with all his might to maintain it by being self-sustaining. This the Lord enjoined upon us when from the Garden of Eden He sent forth our first parents under the stern command, In the sweat of thy face shalt thou eat bread, till thou return unto the ground. (Gen. 3:19).
Second, next to himself, the responsibility for sustaining an individual rests upon his familyparents for their children, children for their parents. It is an ungrateful child who, having the ability, is unwilling to assist his parents to remain independent of relief.
Finally, the individual having done all he can to maintain himself, and the members of his family having done what they can to assist him, then the Church, through the Welfare plan, stands ready to see that its members, who will accept the plan and work in it to the extent of their ability, shall each be cared for according to his family, according to his circumstances and his wants and needs (D&C 51:3). (Marion G. Romney, in Conference Report, Apr. 1943, pp. 2728.)