Anyway, feel free to ignore me. But PLEASE do not whine here when you see your retirement WIPED OUT because you chose not to listen to your fellow FReepers, because you thought they were kooks.
You seem a bit quick on the draw tonight, not waiting for my response. Patience is a virtue.
No, I don't think my fellow FReepers are kooks, nor do I think you are a kook. However, now that you have explained where you are coming from, your extrapolation of the data is simply a bit off.