Before you tap your 401K, look into Dave Ramsey for debt elimination. His program, which is very common sense, saved our financial lives. We paid off $17K, including student loans, car, and other debt, off in 22 months (we have 3 kids in Catholic school or it would have gone faster, LOL). For the first time in 15 years of marriage, we have no debt except the mortgage.
Thanks, I’ll look into it!