[Graybeard58]

Oh well. I'm just going to chop the card up.

Which does not close the account and later they will add an annual fee that you owe.

If you want to close the account, notify the company in writing that you want it closed and demand that they notify you via U.S. Mail, that they have done so (it's the law).

[mmichaels1970]

Which does not close the account and later they will add an annual fee that you owe.

That's a good point. They've never charged me an annual fee, and I didn't see one mentioned in the new "agreement". However, I'll take a close look at whether they're trying to sneak something like that in.

I've debated whether to close the account entirely or cut the card but leave the line of credit open.