I'm lucky!!?? They wanted to raise the interest rate on my credit card to ~26% and I also have extremely good credit!!!
I guess I might have worded that wrong, I meant that they only doubled yours...they tripled mine. And you didn’t say in your post what the final result (26%) was, so I didn’t realize it was that high. I was pissed about the 12.99% given I have 5 accounts with them and have been with them for over 20 years.
If you do pay off every month, the interest rate doesn’t matter.
I realize that’s not always possible, but if you can reach that point, the rate no longer matters.