You also said they "invented redlining," which they certainly did not. As for them "conspiring to sue....," that, too, was a natural outgrowth of an issue that had been simmering for many years prior. The old qualification rules had been decried as 'racist' long before they came into the game.
I am happy to agree that Clinton/Cuomo must shoulder a hefty share of the blame. But they were really just riding a pre-existing trend. And Clinton, in his cynical way, probably didn't 'conspire' to do anything more than try to burnish his legacy.