Read my lips. My effective tax rate on doctor visits is zero.
You don't seem to realize that you've actually had to earn a good bit more that the doctor's bill presently by adding to that amount the rate for your income tax and your payroll taxes.
You're right, my effective tax rate on doctor visits is 1.45%.
You never explained why the doctor will cut his price. Take your time.
If under the income tax you earned $129.87 and had that reduced by non-refunded deductions, your net would be $100 which you could hand to the good doctor. The effective tax rate on that would be 23% (and it’s not reduced as an effective rate by any deductions or the prebate).
You would have paid the doctor as though you gave him $129.87 and he stripped off your $29.87 tax and sent it to the IRS for you. That would be MORE than you’d pay under the FairTax since your effective FairTax rate would be less.
As discussed (and stipulated by both sides over the past 5 or so years oin these threads) there would most likely be at least a 9% price reduction with the FairTax which would put the doctor’s bill at no more than $91. If (like most taxpayers) your FairTax effective tax rate is, say, 10% it would make your total doctor bill including the tax $101 for you to earn rather than the $129.87 you had to earn under the income tax ... in effect your purchasing power has improved by the difference between $129.87 and $101.00.