[baybabe]

But we’re speaking of the effective tax rate rather than just what you’ve already paid taxes on (if all your savings are now tax free you still have other taxes to pay).

With the FairTax, not all spending from savings is taxed ... once again it is the effective tax rate that one must considerm not some marginal rate.

[Toddsterpatriot]

But we’re speaking of the effective tax rate rather than just what you’ve already paid taxes on

No. What you're talking about is charging me 30% more on my already taxed savings when I spend it under the FairTax.