I was talking to a loan buddy of mine and he said that in 2008 borrowers will actually have to put money down on new loans. Oh the horror.
About time for me to play hardball with my lender (regarding a fairly miniscule loan). Gotta get me some better Ts and Cs. I know this lender is hurting - they issued a profit warning. They’d hate to lose me as a customer. With my credit score and other metrics, I am in the top percentile of potential customers. Time for hardball, baby!