I’ve looked into HSA plans, but so far haven’t found one that’s a good deal for my small group if I kick in part of my premium savings to each employee’s HSA. As they get more popular, I think that will change.
In Florida United Health Care has one where you set a high deductible for the plan. Then they set the HSA account for the value of that deductible. Lowers the plan cost, makes the employee aware of the costs, and yet doesn’t take a huge amount out of their pocket. A lotta variables and insurance is a racket IMHO.