[Calpernia]

>>>No, I’m saying as the system was configured at the time, kiting large amounts of checks and money was not against the rules of the House.

Kiting and overdrafting have two different definitions.

[rednesss]

Check (or cheque) fraud refers to a category of criminal acts that involve making the unlawful use of one or more check or checking accounts in order to illegally acquire or borrow funds that do not exist within the account balance or account-holder's legal ownership. Most methods that are used by a violator involve taking advantage of the float (the time between the negotiation of the check and its clearance at the check-writer's bank) to draw out these funds. Such acts are often colloquially referred to as check kiting or paper hanging.