I use the bagged stuff. But Why would you put cash in there, isn't that losing value each day?
That was my hubris at work apparently.
What to do with your cash is a complicated question, since you have your own goals, financial picture, etc...
Now, if you said what part of the investments markets is the cheapest, has the least historical risk to its mean, while presenting a higher rate of return than its mean?
Is that what you are saying?
In my opinion, that would be domestic growth, with the best scenario of them all, if you are looking at say ten years, would be small cap growth. But, lots of large cap growth stocks are real no brainers in my opinion. Very cheap compared to historical pricing, no debt, lots of cash, trending higher, little downside risk, etc
I came across this scenario last year, have acted heavily at it, while being laughed at. Well, growth is up like 15% ytd, while value only 2%. This will be the first time since 1999 that growth leads the way, and that means something.
Small cap growth is a very interesting story. For ten years ending 2006, 4% rate of return. If the next ten years, making a 20 yr cycle is to hit the average twenty year cycle, it needs to perform at about 20% per year to do that. SCG is also the sector that benefits the most..... from a weak usd.
Lots of ways to buy SCG, be careful, lots of bad/dishonest funds, shady companies...