[Gritty]

I'm not there yet, but it is my understanding one can't opt out of basic Medicare Part A even if one wants to and has his own insurance (or no insurance at all). Consequently, everyone over 65 is in the system and required to be treated at the Medicare rates and laws within the system.

It's the government's socialized Universal Health Care for those over 65 - whether they want it or not - thanks to LBJ.

[Publius6961]

Consequently, everyone over 65 is in the system and required to be treated at the Medicare rates and laws within the system.

Not true.
As long as one is employed the age does not matter until age 70-1/2.
I just had a workmate retire at 68 and he was not obligated to sign up for part A of Social Security until his work related full medical coverage was no longer in force.