[Amerigomag]

Bingo! Got it Norm.

This report uses the zero-sum-gain game.

The saving projected ($8.1B) and the rate comparison (50%) are based on the difference between what rates would have been under the increases that California was experiencing, and the rate reductions that Davis' and the Wilsonegger gang's legislation accomplished.

Comparing Apples to Oranges.

[FairOpinion]

"What's more, rates in California, the highest in the nation in 2004, have dropped to 1996 levels and now are lower than those in other big states such as Texas and Florida, the report said."