As she's already starting to turn NE, I'm going to go out on a limb and make my prediction. She'll hit no farther north than Naples as a Cat 2 or borderline 3.
Selfishly, I sure hope you're right! The predictions were for Charley to head right up Tampa Bay and we had nary a cloud in the sky up here when he made landfall. Although since we have been feeling the effects of Wilma for several days already, I guess we won't escape without a little rotten weather!