Its got to do more with the kind of governments they have than the people.
Look at Malaysia, they are a Muslim country and all they want to do is business. Malaysia is not completely democratic but is more democratic than any other Muslim country.
By the way India has the 2nd largest muslim population in the world and the muslims in India are interested in making money. Look at Azim Premji Chairman of WIPRO a software giant and is the richest man in India. Networth I think was 10 billion dollars. Thats the role model muslims have in India not Osama Bin Laden