Not discussed is the fact that TORT issues are largely what made medical care so costly. Sorry you agree with "everything" here.
Collection agencies which buy up bad credit are frustrated by the fact that their judgments become worthless after the debtor files bankruptcy.
The largest group of Ch 13 filings is from DOCTORS. (per a recent bankruptcy conference)
There is also the new phenomenon of people loosing their jobs and IMMEDIATLY filing bankruptcy. People don't wait to loose everything.
only in the sense that doctors and hospitals practice DEFENSIVE medicine all the time.....
WHAT?
whaere is your EVIDENCE for this?
what a bunch of bunk