[agitator]

"The Realtors and mortgage bankers have killed this reform to protect their profits."

It's actually much worse than it looks. All the banksters do is create an account with your name on it, monetize your mortgage note, then effectively loan you your own money at interest. What is the bankster rate of return on an investment that cost them nothing?

[estrogen]

Are you trying to say that banks don't lend the money, it's all a paper transaction? Obviously, you don't know what your talking about. Almost 90% of banks and mortgage
companies sell to Fannie and Freddie. When the loan closes they expect the money immediately. Where do you think this money comes from? The bank