They probably want access to underwriting criteria. The state isnt entitled to underwriting criteria (in any line of insurance that Im aware of) and they know it. Theyre entitled to everything else though and his DOI has to approve *every* rate change or rate proposal before it can be implemented - complete with explanation and evidence as to why the changes are necessary.
Those filings are public information. You could personally go to your state DOI and request the (whatever-date) filing from (whatever-company) and read it for yourself.
But thats a distraction from the fact that, IMO, Garamendi is one of the biggest fools in the state. Thats quite an accomplishment.
Since the State Fund is the insurer of last resort, wouldn't the criteria be: we take anyone who shows up?
and his DOI has to approve *every* rate change or rate proposal before it can be implemented
Would that imply that his office had to have approved the discounts for big customers - the very thing that he's now complaining about?