Drop the sarcasm, cutie, I just read it again the other day as it happens. Yes it places limits, but I don't particularly think that it is a search and seizure for the government to have a record of my moving chunks of cash around in $20,000 increments.
As far as your overwhelming fear that the government is infringing on your personal liberty, our forming a state in the first place requires that we sacrifice an amount of our natural perfect liberty.... it is all a matter of balance and negotiation after that and it is NOT a given that every drop of liberty sacrificed is liberty that is stolen. Read any Locke lately? He was a favorite of the Founders...
You and I have nothing in common, honey. We are on different sides. We are enemies.