[Holly_P]

I've neever owed anyone a cent

I'm not old enough to have accumulated any debt (Or wealth) I hope to avoid the former and embrace the latter.

[Conservative til I die]

Holly, if I can offer one bit of advice, a good way to stay out of debt is buy a used car. I bought a new Civic, which is still a great car, but gas and the monthly payments come out to almost $330 a month. Nevermind the $175 or so for insurance.

If I could change one thing I would have started with a decent used car.

[woofer]

I'm not old enough to have accumulated any debt (Or wealth) I hope to avoid the former and embrace the latter.

Want some free advise?

Don't buy a new car every 3-4 years,
and when you do buy a car, don't buy more car than you need.
Don't buy anything with a credit card. always pay cash.
Max out your employer's 401k or 403b plan.

[cardinal4]

"We made — and lost — a fortune in the stock market," Karen said. She ignored her husband's advice to sell tech stocks before their value collapsed in 2000.

Wait a minute, I thought the downturn was Bushes fault?? /sarcasm