Much of this kind of reporting on non-financial data about prospective loan applicants has been specifically prohibited for many years now, when the standards were changed to simply the ability to repay the loan and a history of reliability in past financial transactions, based on merit and not on affirmative action.
Now merit had been degraded to little significance, and some kind of “social justice” system has replaced it in almost every instance.
“DEI is a framework that companies, schools, government agencies and other entities have adopted to promote equal treatment for minorities, “
Lie of the year and it is still January.