Keeping data in the cloud that can be used for an attack on your assets is really dumb.
There is only one way to get at my assets, and it is in my brain.
Same here. I don't use iCloud for anything. If I want to save something, I put it on a USB stick. I also have a lot of my info, photos, etc., on my old MacBookPro hard drive that I can hook up to my current MacBook Air if I need to.
I won't even download apps to my iPhone. Don't use it for transactions, banking or emails. Why anyone would want to use their phone to do crap like that on is beyond me.
My youngest son has multiple fast-food apps on his phone to earn rewards. I laugh every time he orders something online, because the stuff is never ready when you get there, so you have to pull over and wait for them to bring it out to you, and it takes longer to order online and complete the transaction when you could have already ordered the shit at the restaurant. That's supposed to be progress?