Rather than call it a crisis....if one looks at the whole story told....a number of those to be closed are in the Maryland/Virginia area (mostly centered around DC, and most were connected in some way to the grocery chain ‘Giant’ or ‘Stop-and-Shop’.
When I lived in the Arlington area (years back), the new Giant went up and there was a small (ultra small by my standards) bank shop set up just outside of the structure. In terms of people customers, I doubt that they had more than twenty-five customers a day, and a internet connection/ATM situation could have provided the same service without the four people they had working there.
My local Giant has had one of these in-store branches for years. I rarely see a customer inside.
I always figured they were for branding more than anything else, or, perhaps, they had some ongoing operation w/ the store.