Is this for homeowners’ coverage? Car insurance?
If it's for car insurance, one possibility is it might have gone down last year and is now reverting to norm. My car insurance went down last year, with a letter from my insurer saying they were giving a discount to all their customers because many are struggling financially and, basically, fewer people were driving anyway.
Thus, I expect it to go back up to at least what it was pre China virus.
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Car was almost flat.