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I still have Paypal even tho I’ve refused to give a cell phone number.
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Interesting. They said that they would text a code to me and I would need that to continue my account. I had refused to give my cell phone #, like you, so I just let it lapse. With this political season I am getting 10 to thirty text msgs a week - which I just delete - but with so much internet problems and my credit card frauded twice last year I am reconsidering using Paypal. sigh I suspect that it is all a 'trap'.
I have been using a Walmart money card for political contributions and each time I access the account they send a code to my cell phone to log on; that makes my stand with Paypal appear silly.