If you live within your means all your life, when you retire you should be quite well-off and be able to live very nicely. Living within your means does not mean being a cheap miser!
"Scrooge, the Sins of Man are Huge!"
Your absolutely right. Scrooge did not enjoy his money. Giving makes it all worthwhile and helps one to stay that way!
My wife and l lived modestly and have retired. It seems we have traded saving to be able to retire comfortably to saving to maximize the estate we’ll leave. Lifelong habits, both good and bad, are hard to break.