#7 I know all that downloaded music becomes useless once I stop paying the monthly fee.
I am sure there is a program that will either record what you are playing and save it as a regular mp3 or strip out the software that would stop you from keeping the songs.
It is a lot of fuss and bother though and at current pricepoints, it's easier to just download a legal copy for yourself.
I will do this however if the song is unavailable for purchase as an Mp3 (I refuse to ever by another compact disc again) or if I want to record something special, like a radio show or something of that nature.